The Oath

Trust is the foundation of my profession.

I will serve all interests in good faith.
I will compete with honour.
I will pursue my ends with ethical restraint.
I will help create a sustainable future.
I will help create a more just society.
I will speak out against wrongdoing and support others who do the same.
I will accept responsibility for my actions.

In these and all other matters;
My word is my bond.

The Vision

A banking and finance industry that
meets the community’s needs and has its full confidence thereby fulfilling its integral role in society.

Industry Young Ambassador Program 

The BFO ( is an initiative founded by Industry leaders and affiliated with The Ethics Centre. The Oath contains a set of commitments that individuals can adopt and apply as personal principles in their work.
In recognition of the fact that the young people of today are the future leaders of the industry The BFO Board, Chaired by John F.Laker (former Chairman of APRA) and The BFO Policy Council, Chaired by Simon McKeon wish to create a closer alliance with between current and future leaders. 

In October 2017 the Ambassadors were announced at a ceremony conduicted by Deputy Governor of The Reserve Bank, Guy Debell. Industry leaders attendended the event and the Ambassadors and all young people were recognised for the contributions they make to the industry.

Highlights from 2017/2018 presentation Ready to watch now


Industry Young Ambassadors 2017/18

Ranie Nguyen

Ranie is keen to collaborate with the other Industry Young Ambassadors to promote the idea of professional excellence and championing ethical behaviour to serve the greater good of the financial industry.

Read more about Ranie

Michael Leung

Michael shares the vision of the Banking and Finance Oath, which is to distil a set of guiding principles for ethical behaviour and a moral compass that guides decision making at a personal level. 

Read more about Michael

Zoe Parkin

Zoe believes that everyone in an organization, regardless of position or role, has the opportunity to positively impact an organization’s culture and reputation.  She is a strong advocate of the core principles of the BFO and is going to be an invaluable contribution to the ambassador program  

Read more about Zoe

Elpitha Stavropoulos

Elpitha is committed to contributing to a changing financial system; change that brings awareness of both individual and organisational responsibilities to our society.

Read more about Elpitha