The Oath

Trust is the foundation of my profession.

I will serve all interests in good faith.
I will compete with honour.
I will pursue my ends with ethical restraint.
I will help create a sustainable future.
I will help create a more just society.
I will speak out against wrongdoing and support others who do the same.
I will accept responsibility for my actions.

In these and all other matters;
My word is my bond.

The Vision


A banking and finance industry that
meets the community’s needs and has its full confidence thereby fulfilling its integral role in society.


100% Committed

Although The BFO is an individual commitment, rather than organisational, there is an

 opportunity to recognise and encourage full organisational commitment through all staff becoming Signatories.


The ‘100% Committed’ initiative presents the following benefits for organisations:
·       Organisations, particularly financial advice and planning firms, can build trust with clients through demonstrating they have full commitment to The BFO.
·       Firms can be recognised through a ‘100% Committed’ symbol that can be displayed on their website and promotional materials.
·       The building of a community and network of like-minded individuals.
 
Verifying Commitment
An organisational representative will be required to verify that all staff are Signatories.

Encouraging 100% commitment within the organisation
1. Have The Board and senior executives take The BFO
2. Provide the BFO for consideration to all employees with an endorsement from the leaders who have committed to The BFO either in person, at team meetings or by email.
3. Provide the ‘Hear from The BFO board' film as an overview.
4. Have a BFO Board member/executive present The BFO to teams.
5. Provide group meeting and create a ceremonial environment, allowing employees to talk about issues they may feel need exploring or are not comfortable with. You can print the certificates and present them.
6. You may choose to cover the costs as an industry expense.
7. Provide information about The BFO at inductions identifying the aligned values and complementary nature with values and codes of the organisations.
8. Provide information at universities and graduate seminars.
9. Encourage employees to include The BFO signatory logo on their correspondence.

FIND OUT MORE
 

100% Committed organisations

Wainscott Financial 

The Oath is important to Wainscott Financial because it resonates with us. The Oath describes not only how we serve our clients but also how we do business at Wainscott Financial. We absolutely always act in the best interests of our clients.  

Find out more


RHIZOME ADVISORY GROUP


Banking and finance plays a critical role in the functioning of modern economies, and this role has helped shape the standard of living we enjoy in Australia. The role the sector plays and its responsibility to society makes the Banking and Finance Oath a natural commitment for us at Rhizome to make. As trusted advisors to the sector, Rhizome embraces the role we have to play and are proud to be 100% committed to the Oath. 
                                                       
Find out more
 

HAMILTON WEALTH MANAGEMENT

Hamilton Wealth Management is proud to be 100% committed to The Banking and Finance Oath (The BFO). In line with the values that we as a business believe in and our unifying purpose “Wealth without Values is simply Money”, we asked all employees if they would like to take The Oath. In an industry which is crying out for independence and objectivity and in this environment with the Banking and Finance Royal Commission and FASEA, we saw this as a further means to differentiate ourselves as a business based on what we stand for.

Find out more


ZUPER

We're passionate about initiatives like The Oath because it's a critical step towards redesigning the financial sector, with culture and transparency at its core. When you put the customer first, you create a virtuous cycle of benefits to your business and to the broader society. While it's great to be the first super fund to be recognised as 100% committed, Australians will win when the whole sector is listed on this page. We're happy to lead the way!

                                                                  Find out more 
 

ALLBIZ FINANCE BROKERS

Allbiz Finance Brokers is proud to have a 100% commitment to The Banking and Finance Oath. The Oath encapsulates all of the values that we believe are integral to the banking and finance industry. We strive to always meet our customer’s needs and build strong relationships based on trust, understanding, professionalism and respect. Our entire team are BFO signatories, we are all very proud to uphold the values of the Oath. 
 
Find out more 
 

KODA CAPITAL


Koda Capital have a range of internal values that we uphold as a firm – but key amongst all of them is that they only work for the team if they’re embraced at the individual level. We really like the idea that The Oath is something that can have a big impact on the profession and the firms within it, but that the commitment sits at the individual level.

Find out more


AJ FINANCIAL PLANNING PTY LTD

Taking The Banking and Finance Oath is a symbol that we feel passionately about the ethical foundations of the industry beyond regulation and compliance by upholding strong ethics, integrity, honesty and trust.


Find out more
 


JUDO CAPITAL

Judo is a purpose-built, relationship centric service proposition designed specifically to address the financial needs of SME market. Judo’s core philosophy is: “each business is unique” and should be treated that way and relationships are built on deep understanding and trust. Judo’s purpose is to deliver banking as it used to be, banking as it should be. 

Find out more

 

ADVISER RATINGS

At Adviser Ratings, trust is the very principle that underpins our reason for being. We want to provide a space where the financial services industry and consumers can connect with each other in an environment that promotes, fosters and sustains trust and transparency throughout all aspects of the journey through financial advice.  We represent the community of advisers and the community of Australians needing financial advice, and we do that with good faith, and with honour. 

Find out more


TRIBECA FINANCIAL

For us at Tribeca, the foundations of quality advice are ethics, trust and integrity.  This made it a natural fit for Tribeca to become a 100% committed organisation. Find out more

 



FINSIA

At FINSIA, we are proud of our staff’s 100% commitment to taking The Banking and Finance Oath.  This commitment represents FINSIA’s support and belief that trust is the foundation of the financial services profession.  FINSIA stands for the profession of finance, a profession in which both integrity and ethical behaviour needs to be of the highest standard for the ultimate protection and benefit of an inclusive society.  As a signatory we are influencing positive change in the banking and finance industry.
Find out more

 

HEARTLAND SENIORS FINANCE

At Heartland Seniors Finance we are proud to help seniors live a better retirement, with independence and dignity, through our reverse mortgage. We have become 100% committed to The Banking and Finance Oath because of its alignment to our core values of excellence, integrity, trust, teamwork, respect and professionalism. We understand that each and every customer places their trust in us when we provide them with finance. All of our team are BFO signatories and are proud to uphold this trust through treating these customers in a fair and ethical manner. Find out more.
 


HOLIPAY


Ethical and responsible behaviour is at the core of what we do at Holipay. We are committed to supporting responsible spending and improving the financial habits of our customers by providing a transparent and fair service. At Holipay, we are proud of our company's 100% commitment to upholding the principles in The Banking and Finance Oath and will continue to run our business with integrity, trust, teamwork and professionalism. Find out more.
 


UCA FUNDS


As ethical investors, we aim to be a positive example of how a financial services business should operate – illustrating that we can all make a difference in our industry. We believe taking the Banking and Finance Oath is a natural progression in our commitment to best practice and aligns with our vision for better investments and a better world. With our entire team taking the oath, we are delighted to be standing together helping to create a sustainable and just future, speaking out against wrongdoing and being a leader in our industry as it strives to meet community needs and expectations. Find out more