The Oath

Trust is the foundation of my profession.

I will serve all interests in good faith.
I will compete with honour.
I will pursue my ends with ethical restraint.
I will help create a sustainable future.
I will help create a more just society.
I will speak out against wrongdoing and support others who do the same.
I will accept responsibility for my actions.

In these and all other matters;
My word is my bond.

The Vision


A banking and finance industry that
meets the community’s needs and has its full confidence thereby fulfilling its integral role in society.
Well, it's come to this.
In over a quarter of a century of working with and in financial services, we have seen the best and worst of what the industry has to offer.
We have seen how banks can fund projects that build a nation, offer a hand up to the marginalised, and help sustain communities.
We have also seen how banks can allow personal profit and self-interest to be prioritised over a higher purpose, creating environments where unethical conduct is normalised.
Unfortunately, it is the latter image of banking and finance that today dominates the headlines and public opinion. As a result, there is growing opinion that the industry is in breach of its social contract.

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