The Oath

Trust is the foundation of my profession.

I will serve all interests in good faith.
I will compete with honour.
I will pursue my ends with ethical restraint.
I will help create a sustainable future.
I will help create a more just society.
I will speak out against wrongdoing and support others who do the same.
I will accept responsibility for my actions.

In these and all other matters;
My word is my bond.

The Vision

A banking and finance industry that
meets the community’s needs and has its full confidence thereby fulfilling its integral role in society.

The BFO invites tomorrow’s leaders in finance to be ambassadors for ethics

The Banking and Finance Oath (The BFO) has today announced applications are now open for its Young Ambassador Program. The Program encourages and supports students and graduates to adopt a strong ethical foundation as they begin their careers in the banking and finance industry.

Recognising students as the future leaders of the banking and finance industry, The BFO Board each year selects six students, and young people new to the industry, who demonstrate a commitment to ethics in banking and finance.

Against the backdrop of The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services, there is an opportunity for individuals with strong ethical principles and integrity to assert themselves, reflect on what they want to stand for as a future leader, and consider how they can contribute to the betterment of the industry going forward.

The Young Ambassador Program offers the opportunity for young people to participate in a 12-month program, including training and development, exposure to industry leaders, full access to The BFO events and a chance to connect with an elder of the industry.

The BFO Executive Officer, Jodi O’Callaghan said, “This is a very interesting time for a young person entering financial services. Despite the challenges the industry is facing, there is also a great opportunity to contribute to the continual awareness and improvement of ethical standards in the sector.

“This Program enables students and young people to embed themselves in the principles of The BFO – ethics, integrity and trust – and take these with them throughout their careers. They have a unique opportunity to help shape the future of Australia’s banking and finance industry, for the better," said Ms O'Callaghan. 

The BFO is working with universities to drive awareness of the Program and encourage students who are passionate about upholding strong ethical values as they embark on their career.

As a signatory and supporter of The BFO, APRA Chairman Wayne Byres said, “The Young Ambassador Program is a fabulous initiative, acknowledging that The Oath has applicability not just to the most senior levels of the industry, but to everyone every day of their professional life. Committing to The Oath as individuals begin their careers is a wonderful foundation for future success, and industry leadership in the years ahead.”

In collaboration with Sydney Slam Poet Andrew Cox, the 2017 Ambassadors produced a powerful piece on the importance of speaking out against wrongdoing – you can watch it here.

For more information about the Young Ambassador Program, please visit our website ( 

The BFO is an initiative founded by industry leaders and affiliated with The Ethics Centre. The Oath contains a set of commitments that individuals can adopt and apply as personal principles in their work.



Jodi O’Callaghan
mobile: 0415 459 899